Homeowners Insurance Quoted by a Real Agent
There is a good chance I can save you money on Homeowners I
Shopping for homeowners insurance can bring confusion and frustration. But, in the time it takes you to enter your personal information online just one time, I can compare insurance for you many times. That is why an independent insurance agent like me serves you best. I bring expertise, local knowledge, and capabilities unmatched by the companies that want to write your business from offices a long way away from where you live. As a local independent agent I have access to dozens of companies that you just can’t find on the internet and these are the companies that can save you hundreds of dollars every year. Good insurance companies know that self-service insurance isn’t a good match for the complexity of your home insurance and your needs as our customer. Local knowledge like the prevalence of basements in local homes could mean the difference between knowing about Sewer & Drain backup coverage and its cost and, well, not knowing about important coverage options at all. Best of all, through it all, you’ll always have me at your side helping you to avoid the common pitfalls that can leave your coverage incapable of paying your losses. As a local insurance agent I’ll know your needs better than any 800 number operator can hope to know. That’s why I say “An Agent Comes with Our Policies.”
It may help you to know that I have over four decades of real working experience helping clients who value professionalism and, a good second opinion on homeowners insurance. I have learned through experience that more than 50% of my clients don’t have the coverage they want or expect. These days it is easy to shop coverage online but it isn’t likely to show you all the savings you could enjoy. Adding insult to future injury, some companies send out attractive quotes with low-ball pricing. The pricing looks great but, their coverage rarely meets individual requirements. All of this happens because most of the companies in business today are finding it hard to really reach you. The mail-order and online carriers talk up the discounts they offer but when you shop homeowners insurance online it isn’t likely you will have a real conversation with a knowledgeable professional insurance agent. Having a local agent on your side is about the only way to get advice on how to find and close holes in coverage. Telephone clerks are trained to quote insurance and ask questions but few have experience in the field, out where you live and work.
As an independent agent, that is where I am different. I live and work were you live and work. My first priority isn’t making a sale but making sure you have what you want and need first. When you make an informed choice I have done my job whether or not you buy homeowners insurance from me, or not! When it comes to homeowners insurance we don’t get second chances to make it right. You need the right coverage at the very moment you suffer the loss. Because most people invest more in their home than just about anything else, you just can’t leave your homeowners insurance to the winds of chance.
In the following links you can learn more about the homeowners insurance coverage that most people need to know in order to get the best insurance value. Read along. Need something you don’t find here? Give me a call or send along an email. I’m here for you.
I’m still building out the links to this page and website. Check back soon for the great resources I am putting together for you.
Property Insurance Topics
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Landlord Insurance
- Mobile Home Insurance