Welcome to InsurSmart®

Ohio’s Choice for Affordable Home, Auto, and Commercial Insurance

Forget the call centers. Protect your home, car, and business with a partner who knows your name and your neighborhood.

Thousands of local families & businesses have trusted us

COMMUNITY FIRST

More Than Just Insurance.

We're Your Neighbors.

Terry and his team have been proudly serving area communities for decades, still family owned.

Bundle & Save

Over $900

This is the average annual savings for those who bundle with Insursmart.com agents.

Trusted & Experienced

Experience matters

Our primary carriers average over 150 years in business. Together we are trusted and experienced.

We’re Here 24/7/365

24/7/365

Local service when you need it. No one does it better than a local agent who knows you.

Learn more about our insurance products and coverages

At InsurSmart, we’ve built our business around understanding what you need and what’s important for you to protect. That’s why we offer a wide range of insurance products to meet your specific needs, including customized coverages.

Bundle with Progressive and save more, it’s that easy!

Protect your building, contents, and income with coverage tailored to your property type.

Coverage built for rentals, property damage, liability, and loss of rent protection.

Stay job-ready with protection for your tools, liability, and work vehicles.

Safeguard your lot, inventory, and operations from shop to showroom.

Keep your fleet moving with coverage for vehicles, drivers, and the road ahead.

Bundle key protections, liability, property, and more, Dto fit how you operate.

Affordable coverage for a set time period to help protect your family’s future.

REAL PEOPLE, REAL SUPPORT

Meet The Team

I’m a dedicated professional with diverse skills and have a lifelong passion for helping others. I graduated with honors from a trade school where I became an ASE certified auto technologist and then went on to certify in CPR. I am a licensed Property and Casualty agent in Ohio now building my own business. I enjoy the time helping clients get the information they need to make educated insurance decisions. On a personal note, I enjoy spending time with friends and family and watching NFL, NBA and UFC sporting events like many of my clients.

INSURANCE ASSOCIATE

Justin Green

With nearly 50 years of experience in the insurance industry, I offer a level of expertise and insight that few can match. As a dedicated local independent agent, I do more than sell policies. I help business and personal clients navigate risks, avoid common pitfalls, and build ironclad protection for their property, liability, and life insurance needs. Insurance is complex, but it shouldn't feel that way to you. By working side-by-side with me, we will craft a comprehensive, cost-effective strategy designed to perform when you need it most. Stop shopping alone. I’ll shop dozens of carriers to find you quality coverage at a price point you won’t likely find on your own. You and I know insurance is about more than numbers. It’s about peace of mind and you can’t ask for a better partner than a devoted veteran of the insurance business.

AGENCY OWNER AND PRINCIPAL

Terry McCarthy

Personal service, integrity and professionalism have been the cornerstone of my success in business the last 21 years in the Tri-State area. As a licensed property and casualty agent I will use the well-honed skills learned so far to help clients who need the right insurance information to help them save money and insure what is important to them. I enjoy being involved in my community through various groups while building my insurance agency. I am a proud family man, devoted father of two, and the grandfather of their children and seek clients with similar values.

INSURANCE ASSOCIATE

Chris Green

Get Your Personalized Quote

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