Contractor Insurance – Insurance Associates Agency Inc. Contractor Insurance |
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Contractor Insurance 45069Contractor Insurance For Artisan Tradesman

CONTRACTOR INSURANCE:  I almost grew up with it!  I have 37 years of experience insuring contractors and artisan tradesman and that’s a lot of experience.  So if you’re looking for CONTRACTOR INSURANCE for you or your operation, you’ve come to the right place.  I’m worth a phone call.  Call Terry McCarthy at (513) 779-7920 and start a conversation about your CONTRACTOR INSURANCE needs

Click this Link:  Contractor Insurance Quote Request


CONTRACTOR INSURANCE policies are tailored for the needs of the building and construction trades.  CONTRACTOR INSURANCE policies can be as easy and simple as a single coverage part providing contractors general liability insurance.  The typical CONTRACTOR INSURANCE policy include includes general liability insurance in combination with property, contractor equipment, and commercial auto coverage parts in one combination or another.  At the minimum, commercial general liability coverage for contractors provides protection against the claims that arise from operations including bodily injuries, damage to property, and some types of product and completed operations claims arising from the work you do.

We are also a great source for contractor license and permit bonds and we can help you with bid and performance bonds if these are required of you.  Most county and municipal governments require contractor registration and these almost always require a license and permit bond.  We are a great source for contractor bonding.

What Types of Contractor Trades are we insuring?

Air Condition Install or Repair

Appliance Install or Repair


Carpet & Upholstery Cleaning

Carpet Laying Contractors

Ceiling And Wall Installation

Cleaning & Pressure Washing

Concrete Construction

Door and Window Installation

Driveway or Sidewalk Paving

Drywall and Wallboard Installers

Electrical Apparatus Installers

Electrical Work Within Buildings


Fence Erection

Floor Covering Installers

Furniture of Fixture Installers

Garage Door Installation or Repair

Glaziers Including Auto Glass

Guniting or Shot-crete

Gutter Installation


Heating and AC service and Install

House Furnishing Installers

Insulation Installers (not foam)

Interior Decorators

Janitorial Services & House Cleaning Services

Lawn Care Services

Lawn Maintenance

Landscaping and Grading of Land

Masonry and Stone work

Ornamental Iron, Brass, Bronze Erectors

Painting Contractors Interior

Painting Contractors Exterior


Plastering and Stucco Trades

Plumbing Commercial & Industrial

Plumbing Residential

Prefabricated Building Erection

Sheet Metal and Duct Work

Siding Installation

Solar Energy Contractors

Swimming Pool Cleaners

Tile, Stone, Marble, Mosaic Work

Underground Landscape Sprinkler

Water Softening Equipment Installation & Repair


CONTRACTOR INSURANCE costs begin at $350 as a minimum depending upon the classification of the work you do and the amount of payroll you have. This is for contractor general liability. The average premium for a one man operation averages $550 for a package policy described below and the pricing goes up from there for more complex operations.

What’s covered in the typical small CONTRACTOR INSURANCE Package?

A One tradesman package policy in Southwest Ohio including property, liability, and tools, starts at $550. Here is a simple outline of coverage.

  • General Liability        $1,000,000 each occurrence
  • $2,000,000 aggregate annual limit
  • Includes Products and Completed Operations
  • Property                      $5,000 Office Equipment
  • Contractor Tools       $2,000 Tools on contractor tools rider
  • Misc Coverages

We Offer Contractors Insurance in the Following Areas:

  • Contractors insurance Butler County
  • Contractors insurance Clermont County
  • Contractors insurance Hamilton County
  • Contractors insurance Warren County
  • Contractors Insurance Greene County
  • Contractors Insurance Clinton County
  • Contractors Insurance Preble County
  • Contractors Insurance Montgomery County
  • Contractors Insurance Cincinnati
  • Contractors insurance Dayton
  • Contractors insurance Ohio
  • Contractors Insurance Michigan

Call Insurance Associates Agency Inc. Today for Your Ohio or Michigan CONTRACTOR INSURANCE Needs! You can reach us at (513) 779-7920 or toll free at (800) 823-9643 or just use the contact form to reach Terry McCarthy for personal attention on your insurance needs. Or, stop by our offices at 8114 Paul Manors Dr., West Chester, OH 45069. I’m here to help you and I am looking forward to your call or visit.

Commercial Package Topics