2017 Total Solar Eclipse

2017 Total Solar Eclipse What Will Happen & How to Protect Your Eyes The 2017 Total Solar Eclipse will be the first one viewable in the USA in thirty eight (38) years and we will be able to view this rare astronomical phenomenon almost everywhere in the USA. A...

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Homeowner Insurance Policy

HOMEOWNER INSURANCE POLICY 6 Important Contract Parts I’m an insurance agent in West Chester, OH. I have almost forty years of insurance experience. I was recently explaining the homeowner insurance policy to a client and it reminded me of the way I taught the same thing to new agents....

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Auto Insurance Rates

Auto Insurance Rates Constantly Change Where have rates changed the most? One of the most frequent questions I am presented is “Why have my Auto Insurance Rates gone up?”  It’s a magical question that any magician could have fun with but there is only a couple of answers that make...

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Telematics

Telematics Data In Auto Insurance Rating The Other Shoe Has Dropped:  Surcharges vs Discounts Like it or not, telematics auto insurance data collection and rating methods are here.  The ascendancy of the concept behind telematics reminds me of an old Arabian adage about a camel and a tent.  It goes,...

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