HVAC Contractor InsuranceHVAC Contractor Insurance

Insurance for HVAC Tradesman

We are a great one-stop insurance agency provider that can offer you the variety of HVAC Contractor insurance policy options you need for your business. All options are tailored for your work as a heating and air conditioning contractor. HVAC contractor insurance is for specifically designed for heating and cooling tradesman and their businesses who install or repair heating, cooling and air handling equipment and duct work in residential, commercial and many industrial applications.

We are a great one-stop insurance agency provider that can offer you a variety of options for your HVAC Contractor Insurance policy.  In every instance we will tailor overage for your insurance policy that includes only what you need and want. As a result, when we are done each policy is 100% designed for your work as a heating and cooling contractor.

Our HVAC contractor insurance policies are designed for artisan tradesman who operate small to medium businesses. We love HVAC tradesman working in residential and commercial environments. That’s why in many instances your work in light industrial situations is OK for our carriers. We can provide insurance coverage as a mono-line general liability insurance policy or package up a variety of needed coverage parts into a money-saving bundle made to meet your specific requirements.

Packaging coverage into our contractor-tradesman insurance package policy will provide the best available pricing because we can maximize the available discounts.  More importantly, having just one carrier and agent makes it easier to manage your insurance because you’ll have just one phone number to remember. Most policies include at least liability insurance but may also include property like your building, business equipment, and your tools. You can also include your business vehicles on companion policies to enjoy the savings or similar discounting. In our HVAC contractor insurance policies we can include just about all the protection you need.   Bundling all needed coverage into one policy saves money and earns bigger discounts.

Artisan HVAC Contractor Insurance

We can also help you with the License & Permit Bonds that may be required by governmental agencies. When your work requires, we can also assist you by providing performance bonding when you contract work requiring a guarantee of performance.  The good news is that I have nearly four decades of experience working with hands-on tradesman and I understand how to help you find and manage affordable coverage. We provide protection with quality carriers and this is protection you can count on when you need it the most.

We’re able to provide HVAC contractor insurance for most businesses working in residential and commercial environments. The extent of work and type of the work you do in industrial settings may limit the discounts or company choices we can work with.  In most cases we can provide heating, cooling and ventilation contractor insurance for the work you do in most situations. The primary areas of liability coverage most often included in coverage are:

  • Bodily Injury Liability
  • Property Damage Liability
  • Products Liability
  • Completed Operations Liability
  • Personal Injury

Local Service and Attention

Getting the right insurance protection is too important to overstate when you are buying HVAC contractor insurance. Insurance is is a broad and complicated area for most businesses and not just for heating and cooling contractor businesses.  That’s why an expert insurance agent comes with every policy we provide. You can count on me to give you great insurance advice and counsel on insuring your HVAC business.

My real world experience providing HVAC contractor insurance for artisan tradesman has been going on for almost forty years. I am a valuable resource. My goal is for you to always have what you need and want at the exact moment you need your protection. Call me today for a second opinion on how you can best insure your business.  Call 513-779-7920 and ask for Terry McCarthy. I’m standing by. Or, stop in. Find me conveniently located at 8114 Paul Manors Drive in West Chester, OH. We’re open Monday through Friday from 9-5. I can arrange to be here at other times by appointment or meet you on a your job site with advance arrangements.

Because you work in service and repair, new construction, or in both, you make a lot of people happy. As a result,we love working with HVAC contractor insurance and their business owners because you also keep us comfortable when it is hot and cold. You’ll find we are an authoritative source and provide great guidance on your dealing with your insurance needs and options. Just like you we like it when heating and cooling is all you have to worry about. I know how hard you work. Find out how hard I will work for you.


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